Financial Therapy: Minding Your Money

Endless Internships

Hey everyone, I'm Lena Banks – a Certified Financial Planning professional and small business coach based in Austin, TX. Welcome back to your Financial Therapy for the week!
Friend of the show Andi Cobb is back in the studio for today's episode--a commentary on how one parent is dealing with his son's job 'situationships' (4+ unpaid internships after graduate school). Is this just good networking and preparation, or is there a need for some tough love?
Call or text to submit your feedback and questions for the show: 1-844-4FINPOD (1-844-434-6763)
#budgetsareboundaries #financialtherapy #personalfinance

7 Tips to Invest and Grow Your Resources

Hey everyone, I'm Lena Banks – a Certified Financial Planning professional and small business coach based in Austin, TX. Welcome to your Financial Therapy for the week!
Today we're talking about 7 things to keep in mind to more effectively grow and invest your resources. The goal here is to give us all ways to be more secure and confident in our financial decision-making, and to have a greater sense of well-being overall.
Call or text to submit your feedback and questions for the show: 1-844-4FINPOD (1-844-434-6763)
#budgetsareboundaries #financialtherapy #personalfinance

Origin Story w/ Andrew Escher

Hi everyone--welcome back to your Financial Therapy for the week! We're back in Season 2, with one of my favorite show formats: origin stories.
Today we'll ask our guest: What's your financial origin story? Were you taught financial literacy? Or did your caregivers rarely discuss money growing up? More often than not, we get our money mindsets passed down to us from our parents, or whoever was most responsible for making the financial decisions.
Whether you were scraping by, or had an abundance of wealth (or whether either is the case right now), those early influences affect how you now view money, how you choose to earn and spend it, and ultimately, your financial health and wellness.
Call or text to submit your feedback and questions for the show: 1-844-4FINPOD (1-844-434-6763)
#budgetsareboundaries #financialtherapy #personalfinance

The Affordability Crisis: On Borrowed Time

Hey, everyone. Welcome back for Season 2 of Financial Therapy: Minding Your Money! I'm Lena Banks--a Certified Financial Planning professional and small business coach based in Austin, TX.
We're kicking off this season talking again about a subject that affects nearly every household in America: the affordability crisis. Whether you earn $50,000 or $250,000 a year, it seems we're all having to confront a new normal when it comes to making ends meet. If you've been rethinking your spending or saving decisions (by necessity or by choice), and/or you're noticing the dollars you earn have to stretch quite a bit farther these days, you're in good company.
So today we're talking about four examples where old ways of increasing our everyday cash flow have shifted towards new tools... and about the opportunity costs of what's actually happening underneath the surface of those changes, especially over time. The goal here is to give us all ways to be more secure and confident in our financial decision-making, and to have a greater sense of well-being overall.
Call or text to submit your feedback and questions for the show: 1-844-4FINPOD (1-844-434-6763)
#financialtherapy #budgetsareboundaries #personalfinance

Best-of Replay: Financial Infidelity

Hey everyone! Welcome to your Financial Therapy for the week. Today I'm bringing back an uncomfortable--but necessary--topic for discussion: financial infidelity. Financial infidelity occurs when a partner in a committed relationship intentionally lies to or keeps financial secrets from the other partner. This can take many forms, including hiding debts, secret bank accounts or credit cards, making large purchases without consulting the partner, or lying about income or expenses.
When you’re not including your partner fully as a member of the financial management team, that’s a problem. But it can be hard to recognize when behaviors are actually verging into infidelity. So let's talk about it!
Learn more about financial infidelity here: https://www.investopedia.com/terms/f/financial-infidelity.asp
Call or text to submit your feedback and questions for the show: 1-844-4FINPOD (1-844-434-6763)
Originally aired: August 27, 2025
#budgetsareboundaries #financialtherapy #personalfinance

Best-of Replay: Traditional vs. Behavioral Finance - Part 1: Our Biases

Today on Financial Therapy, we're replaying what was by far our most popular episode in Season 1--and it just so happens, it's also a fundamental episode for this show.
In his book, The Subconscious Mind of The Consumer (and How To Reach It), Harvard Business school professor Gerald Zaltzman says that 95% of purchasing decisions happen in the subconscious mind and are driven by emotions. The Financial Therapy: Minding Your Money podcast seeks to help us understand and manage the many emotional biases that can creep into our financial decision-making, so we can build our confidence and comfort around making money moves, and navigating into our financial future.
Don't miss out...or listen again, and be sure to call/text to submit your feedback and questions for the show: 1-844-4FINPOD (1-844-434-6763).
Originally aired: August 5, 2025
#budgetsareboundaries #financialtherapy #personalfinance

Season 1 - That’s a Wrap!

Hey everyone, I'm Lena Banks – a Certified Financial Planning professional and small business coach based in Austin, TX. Welcome to Financial Therapy! The goal here is to give us all ways to be more secure and confident in our financial decision-making, and to have a greater sense of well-being overall.
In Season One, we talked about a lot of different personal financial management topics, and reached people literally across the globe--the final tally was 32 states and 27 countries!! Before we get started with a new season, now's your chance to check out some of our fundamental episodes--I guarantee there's something for everyone. Thanks for listening!
Call or text to submit your feedback and questions for the show: 1-844-4FINPOD (1-844-434-6763)
#budgetsareboundaries #financialtherapy #personalfinance

Combating the 4 Horsemen with Gratitude

Hey everyone, I'm Lena Banks – a Certified Financial Planning professional and small business coach based in Austin, TX. Welcome to Financial Therapy!
This episode, we'll talk more about the "4 Horsemen" affecting our financial behaviors: obligation, fear/denial, guilt/shame, and pride--and discuss how using gratitude in how we confront them can help us make more thoughtful financial moves in the future. The goal here is to give us all ways to be more secure and confident in our financial decision-making, and to have a greater sense of well-being overall.
Call or text to submit your feedback and questions for the show: 1-844-4FINPOD (1-844-434-6763)
#budgetsareboundaries #financialtherapy #personalfinance

To Comingle or Not to Comingle?

Hey everyone, I'm Lena Banks – a Certified Financial Planning professional and small business coach based in Austin, TX. Welcome to Financial Therapy!
Today we're talking about a tricky subject: comingling your finances with a financial partner. If you're in a relationship with someone you love and care about, how do you determine how (or whether) to put your finances together--combining your spending and investment power, and intertwining your financial fates?
With personal finance, 1+1 can equal 3...or it can be a disaster for one or both parties involved. No matter how you plan to manage your finances together, or what baggage you're bringing to the table in the form of debt or other obligations, today we're talking about 4 "big-picture" questions to ask yourself--and to talk through with your partner--before you take the plunge to comingle.
Call or text to submit your feedback and questions for the show: 1-844-4FINPOD (1-844-434-6763)
#budgetsareboundaries #financialtherapy #personalfinance

Feeling Stuck? 5 Money Moves to Make Right Now

Hey everyone, I'm Lena Banks – a Certified Financial Planning professional and small business coach based in Austin, TX. Welcome to Financial Therapy!
Today's episode is all about practical ways we can move our minds forward when it comes to managing our finances. I'll give you 5 things to do--starting right now--that can make a difference in shaking you out of your rut, and changing your financial future.
Call or text to submit your feedback and questions for the show: 1-844-4FINPOD (1-844-434-6763)
#personalfinance #budgetsareboundaries #financialtherapy